Banking and Finance Lawyers

We provide specialist support for borrowers, developers, investors and property-focused businesses.

Clients instruct us because we provide clear, commercially focused advice across lending, refinancing and restructuring.

With one of the UK’s larger and most experienced property law teams, we bring substantial depth to real-estate finance, development funding and complex refinancing arrangements.

Who We Act For

• Property developers.

• Investors and investment vehicles.

• A broad range of lenders including banks, debt funds, family offices, bridging lenders and development finance providers.

• Businesses seeking secured borrowing.

• SPVs and joint-venture entities.

• High-net-worth individuals and family offices.

• Landowners and project sponsors.

Why Choose Us

Finance documents are often highly technical and lender-friendly. Our experience helps clients navigate them confidently by:

• Negotiation skill and experience – or experience means we have a solid understanding of know which issues lenders may consider negotiable, based on market norms and lender behaviour.

• Credibility - providing credible representation in discussions with banks and lenders, based on decades of experience.

• Team of specialists - including property, construction and corporate lawyers, so every element of the transaction is properly covered.

• Identifying hidden pitfalls - that may affect deliverability or long-term viability.

• Proactive and commercial - proactive oversight, tight co-ordination and understanding of timescales, clear, practical communication.

Our Capabilities and Experience

Includes but not limited to :-

• Real Estate Finance - with our leading national property practice supporting our finance work, we advise across residential, commercial, logistics, mixed-use and BTR schemes, investment finance for single assets and large portfolios, refinancing and restructuring of existing secured facilities, bridging and short-term funding, security structuring, review and perfection.

• Corporate & Commercial Borrowing - acquisition and buy-out financing, facility negotiations, JV and SPV funding arrangements.

• Property Development Funding - all aspects of property development funding, from structuring senior, mezzanine and stretch-senior facilities to negotiating security packages, step-in rights and collateral warranties.

• Lender representation - comprehensive lender-side advisory for banks, debt funds, family offices, bridging lenders and development financiers, covering loan structuring and documentation, security creation, due diligence, regulatory compliance, intercreditor arrangements, fast-turnaround bridging and development finance support, and enforcement, restructuring and recovery strategies.

• Debt Finance - including bilateral, syndicated and mezzanine facilities. We draft, review and negotiate loan and security documents, intercreditor arrangements, portfolio acquisitions and tailored private credit solutions.

• Asset Finance – our expertise helps clients understand the technical structure and commercial implications of asset-based lending, whether vehicles, equipment and machinery, renewable-energy and infrastructure assets.

Restructuring & Distressed Finance

Where borrowing arrangements come under pressure, we assist both lenders and borrowers with:

• Refinancing distressed or underperforming assets

• Loan restructures, extensions and re-profiling

• Covenant resets and renegotiation

• Work-outs and enforcement risk management

• Support during administration or insolvency-related processes

Get in Touch

Please contact our Banking & Finance team for an initial discussion.